It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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The David Lopez Real Estate Group
Coldwell Banker Premier Real Estate
790 Price St.
Pismo Beach, CA 93449
Office: 805-440-8306
Fax: 866-278-0933
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The David Lopez Real Estate Group are "Your California Central Coast Real Estate Experts". David Lopez has been a Central Coast Resident and Business Professional for over 26yrs, and he and his team are committed to providing their clients with Premier Customer Service, Meeting their Expectations....then Exceeding Them! David's personal commitment to excellence shows in everything he does from his vast engineering and construction background, as well as his extensive educational accomplishments, Bachelor of Science in Engineering Technology from California Polytechnic State University, his Masters of Science in Systems Management from USC and holding the highest real estate designations achievable in the industry, CRS(Certified Residential Specialisted), SRES (Seniors Real Estate Specialist), e-Pro (Internet Professional), and ABR (Accredited Buyers Representative). Davids clients can rest assured they are working with a true professional and expert in his field. David and his team use the latest in technology to provide their clients with Up-To-The-Minute Market Updates and Market Analysis Tools, placing them in the strongest negotiating position possible. David commits over a month a year attending seminars & training sessions in order to stay at the top of his field and best serve his clients needs.

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